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Home and kids

Let's add your best guesses as to if, when, and where you want to buy a home, and also get some info about whether or not you want to have kids.

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1. Do you want to buy a home?
Yes
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Let's just get a bit more info about this home of yours!

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At what age do you want to buy your home?

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Where do you want to buy your home?

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Feel free to adjust the home price in the table below so that it’s reasonable for you.

If your state isn’t listed,

Add a different state

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in the table below, then select it ☝️

Table here to adjust your mortgage and home parameters here if you want to!

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Mortgage formula⁠

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i : monthly interest rate (annual interest rate divided by 12)

n : number of months to repay loan (years to repay loan multiplied by 12)

P : amount borrowed (price of home minus down payment)

% down payment :

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Annual interest rate :

000

5.5

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Years to repay the loan :

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Active

State

Home Price

Monthly Mortgage

Down Payment

Notes

California

$2,000,000

$9,084.62

$400,000

Standard 3 bedroom in Mountain View, CA (Zillow)

Colorado

$800,000

$3,633.85

$160,000

Standard 3 bedroom in Boulder, CO (Zillow)

There are no rows in this table

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How much is your monthly rent ($/month) until you buy your home?

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00000

2100

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2. Do you want to have kids?
No
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All done! Skip to the next page!

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OK, no need to touch this.

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First kid

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Second kid

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Third kid

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Fourth kid

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OK, no need to touch this.

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These numbers come from

here⁠

based on a 2017

report from the Department of Agriculture⁠

Active

Spending Status

Cost of 1st kid

2nd

3rd

4th

Frugal Spender

$5,000

$4,000

Moderate Spender

$9,000

$7,000

Upper Middle Class

$13,000

$10,000

Upper (Private School)

$30,000

There are no rows in this table

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No need to touch this either.

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000000

80000

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This is the total cost of attendance today for the type of college or university you would want your children to go to. Don’t worry, we’ll automatically add in the tuition inflation calculation for you (

5% from CollegeBoard⁠

minus

2.4%

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inflation rate -

default 2% but you can change this later⁠

). For reference, today college costs this much per year (just search “School X cost of attendance” in Google) 🤯

Private schools

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Harvard⁠

: $85,000

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Stanford⁠

: $78,000

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Boston College⁠

: $78,600

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Brigham Young University⁠

(non-Latter-Day Saint) : $25,600

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Bellevue University⁠

: $23,000

State schools

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UC Berkeley⁠

(out-of-state) : $73,000

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UC Berkeley⁠

(in-state) : $42,000

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CU Boulder⁠

(international) : $60,000

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CU Boulder⁠

(out-of-state) : $54,000

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CU Boulder⁠

(in-state) : $28,000

International

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Ecole Polytechnique⁠

(non-EU resident) : $19,000

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Ecole Polytechnique⁠

(EU resident) : $15,000

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Waterloo University⁠

(non-Canadian resident) : $63,000

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Waterloo University⁠

(Canadian resident) : $19,000

Community college

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Moorpark College⁠

: $25,000

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Nor this.

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000

100

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If you want to pay for all of your kid(s)’s college costs, put this to 100%. If you want them to pay for some of it themselves, then put this at a lower percentage (for example if you put it at 80%, then you would pay 80% and your kid would pay 20%).

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